MUZAKKY, Moch. Najwan; HINDASAH, Lela. Understanding Online Consumptive Behavior Among Students: The Impact Of Literacy, Lifestyle, And Digital Payment Adoption. Indonesian Journal of Innovation Multidisipliner Research, [S. l.], v. 4, n. 2, p. 920–934, 2026. DOI: 10.69693/ijim.v4i2.557. Disponível em: https://multidisipliner.org/ijim/article/view/557. Acesso em: 9 oct. 2026.