DAULAY, Sandy Anasrul; SIAHAAN, Febri Sari; METRIS, Diksi. Adopsi Penggunaan Qris di Era Pembayaran Digital Untuk UMKM : Pengaruh Perceived Ease Of Use dan Perceived Risk Dengan Moderasi Digital Literacy di Kecamatan Tigaraksa. Indonesian Journal of Innovation Multidisipliner Research, [S. l.], v. 4, n. 4, p. 923–933, 2026. DOI: 10.69693/ijim.v4i4.3000. Disponível em: https://multidisipliner.org/ijim/article/view/3000. Acesso em: 10 oct. 2026.