NAFILAH, Silvia; RIDWAN, Ridwan; SAJEKTI, Tjipto. Faktor Determinan Perilaku Keuangan Melalui Literasi Keuangan, Financial Technology dan Perilaku Konsumtif. Indonesian Journal of Innovation Multidisipliner Research, [S. l.], v. 4, n. 3, p. 4857–4870, 2026. DOI: 10.69693/ijim.v4i3.2034. Disponível em: https://multidisipliner.org/ijim/article/view/2034. Acesso em: 10 oct. 2026.